Here is the full list of MCC Codes:
MCC
MCC Title & Desription
Risk Level
7623 A/C, Refrigeration RepairNot considered high-risk
8931 Accounting/Bookkeeping ServicesNot considered high-risk
7311 Advertising ServicesNot considered high-risk
763 Agricultural CooperativeNot considered high-risk
3000-3299 AirlinesNot considered high-risk
4511 Airlines, Air CarriersNot considered high-risk
4582 Airports, Flying FieldsNot considered high-risk
4119 Ambulance ServicesNot considered high-risk
7996 Amusement Parks/CarnivalsNot considered high-risk
5937 Antique ReproductionsNot considered high-risk
5932 Antique ShopsNot considered high-risk
7998 AquariumsNot considered high-risk
8911 Architectural/Surveying ServicesNot considered high-risk
5971 Art Dealers and GalleriesNot considered high-risk
5970 Artist’s Supply and Craft ShopsNot considered high-risk
5531 Auto and Home Supply StoresNot considered high-risk
7531 Auto Body Repair ShopsNot considered high-risk
7535 Auto Paint ShopsNot considered high-risk
7538 Auto Service ShopsNot considered high-risk
6011 Automated Cash DisburseNot considered high-risk
5542 Automated Fuel DispensersNot considered high-risk
8675 Automobile AssociationsNot considered high-risk
5533 Automotive Parts and Accessories StoresNot considered high-risk
5532 Automotive Tire StoresNot considered high-risk
9223 Bail and Bond Payments (payment to the surety for the bond, not the actual bond paid to the government agency)Not considered high-risk
5462 BakeriesNot considered high-risk
7929 Bands, OrchestrasNot considered high-risk
7230 Barber and Beauty ShopsNot considered high-risk
7995 Betting/Casino GamblingNot considered high-risk
5940 Bicycle ShopsNot considered high-risk
7932 Billiard/Pool EstablishmentsNot considered high-risk
5551 Boat DealersNot considered high-risk
4457 Boat Rentals and LeasesNot considered high-risk
5942 Book StoresNot considered high-risk
5192 Books, Periodicals, and NewspapersNot considered high-risk
7933 Bowling AlleysNot considered high-risk
4131 Bus LinesNot considered high-risk
8244 Business/Secretarial SchoolsNot considered high-risk
7278 Buying/Shopping ServicesNot considered high-risk
4899 Cable, Satellite, and Other Pay Television and RadioNot considered high-risk
5946 Camera and Photographic Supply StoresNot considered high-risk
5441 Candy, Nut, and Confectionery StoresNot considered high-risk
5511 Car and Truck Dealers (New & Used) Sales, Service, Repairs Parts and LeasingNot considered high-risk
5521 Car and Truck Dealers (Used Only) Sales, Service, Repairs Parts and LeasingNot considered high-risk
3351-3441 Car RentalNot considered high-risk
7512 Car Rental AgenciesNot considered high-risk
7542 Car WashesNot considered high-risk
1750 Carpentry ContractorsNot considered high-risk
7217 Carpet/Upholstery CleaningNot considered high-risk
5811 CaterersNot considered high-risk
8398 Charitable and Social Service Organizations - FundraisingNot considered high-risk
5169 Chemicals and Allied Products (Not Elsewhere Classified)Not considered high-risk
8351 Child Care ServicesNot considered high-risk
5641 Children’s and Infant’s Wear StoresNot considered high-risk
8049 Chiropodists, PodiatristsNot considered high-risk
8041 ChiropractorsNot considered high-risk
5993 Cigar Stores and StandsThis is a 'high-risk' MCC
8641 Civic, Social, Fraternal AssociationsNot considered high-risk
7349 Cleaning and MaintenanceNot considered high-risk
7296 Clothing Rental Not considered high-risk
8220 Colleges, UniversitiesNot considered high-risk
5046 Commercial Equipment (Not Elsewhere Classified)Not considered high-risk
5139 Commercial FootwearNot considered high-risk
7333 Commercial Photography, Art and GraphicsNot considered high-risk
4111 Commuter Transport, FerriesNot considered high-risk
4816 Computer Network ServicesThis is a 'high-risk' MCC
7372 Computer ProgrammingNot considered high-risk
7379 Computer RepairNot considered high-risk
5734 Computer Software StoresNot considered high-risk
5045 Computers, Peripherals, and SoftwareNot considered high-risk
1771 Concrete Work ContractorsNot considered high-risk
5039 Construction Materials (Not Elsewhere Classified)Not considered high-risk
7392 Consulting, Public RelationsNot considered high-risk
8241 Correspondence SchoolsNot considered high-risk
5977 Cosmetic StoresNot considered high-risk
7277 Counseling ServicesNot considered high-risk
7997 Country ClubsNot considered high-risk
4215 Courier Services Not considered high-risk
9211 Court Costs, Including Alimony and Child Support - Courts of LawNot considered high-risk
7321 Credit Reporting AgenciesNot considered high-risk
4411 Cruise LinesNot considered high-risk
5451 Dairy Products StoresNot considered high-risk
7911 Dance Hall, Studios, SchoolsNot considered high-risk
7273 Dating/Escort ServicesThis is a 'high-risk' MCC
8021 Dentists, OrthodontistsNot considered high-risk
5311 Department StoresNot considered high-risk
7393 Detective AgenciesNot considered high-risk
5964 Direct Marketing - Catalog MerchantThis is a 'high-risk' MCC
5965 Direct Marketing - Combination Catalog and Retail MerchantNot considered high-risk
5967 Direct Marketing - Inbound TeleThis is a 'high-risk' MCC
5960 Direct Marketing - Insurance ServicesNot considered high-risk
5969 Direct Marketing - Other This is a 'high-risk' MCC
5966 Direct Marketing - Outbound TelservicesThis is a 'high-risk' MCC
5968 Direct Marketing - SubscriptionThis is a 'high-risk' MCC
5962 Direct Marketing - TravelThis is a 'high-risk' MCC
5310 Discount StoresNot considered high-risk
8011 DoctorsNot considered high-risk
5963 Door-To-Door SalesNot considered high-risk
5714 Drapery, Window Covering, and Upholstery StoresNot considered high-risk
5813 Drinking PlacesNot considered high-risk
5912 Drug Stores and PharmaciesThis is a 'high-risk' MCC
5122 Drugs, Drug Proprietaries, and Druggist SundriesThis is a 'high-risk' MCC
7216 Dry CleanersNot considered high-risk
5099 Durable Goods (Not Elsewhere Classified)Not considered high-risk
5309 Duty Free StoresNot considered high-risk
5812 Eating Places, RestaurantsNot considered high-risk
8299 Educational Services Not considered high-risk
5997 Electric Razor StoresNot considered high-risk
1731 Electrical ContractorsNot considered high-risk
5065 Electrical Parts and EquipmentNot considered high-risk
7622 Electronics Repair ShopsNot considered high-risk
5732 Electronics StoresNot considered high-risk
8211 Elementary, Secondary SchoolsNot considered high-risk
7361 Employment/Temp AgenciesNot considered high-risk
7394 Equipment Rental Not considered high-risk
7342 Exterminating ServicesNot considered high-risk
5651 Family Clothing StoresNot considered high-risk
5814 Fast Food RestaurantsNot considered high-risk
6012 Financial InstitutionsNot considered high-risk
9222 Fines - Government Administrative EntitiesNot considered high-risk
5718 Fireplace, Fireplace Screens, and Accessories StoresNot considered high-risk
5713 Floor Covering StoresNot considered high-risk
5992 FloristsNot considered high-risk
5193 Florists Supplies, Nursery Stock, and FlowersNot considered high-risk
5422 Freezer and Locker Meat ProvisionersNot considered high-risk
5983 Fuel Dealers (Non Automotive)Not considered high-risk
7261 Funeral Services, CrematoriesNot considered high-risk
7641 Furniture Repair, RefinishingNot considered high-risk
5712 Furniture, Home Furnishings, and Equipment Stores, Except AppliancesNot considered high-risk
5681 Furriers and Fur ShopsNot considered high-risk
1520 General ContractorsNot considered high-risk
5947 Gift, Card, Novelty, and Souvenir ShopsNot considered high-risk
5231 Glass, Paint, and Wallpaper StoresNot considered high-risk
5950 Glassware, Crystal StoresNot considered high-risk
7992 Golf Courses - PublicNot considered high-risk
9399 Government Services (Not Elsewhere Classified)This is a 'high-risk' MCC
5411 Grocery Stores, SupermarketsNot considered high-risk
5251 Hardware StoresNot considered high-risk
5072 Hardware, Equipment, and SuppliesNot considered high-risk
7298 Health and Beauty SpasNot considered high-risk
5975 Hearing Aids Sales and SuppliesNot considered high-risk
1711 Heating, Plumbing, A/CNot considered high-risk
5945 Hobby, Toy, and Game ShopsNot considered high-risk
5200 Home Supply Warehouse StoresNot considered high-risk
8062 HospitalsNot considered high-risk
7011 Hotels, Motels, and ResortsNot considered high-risk
3501-3790 Hotels/Motels/Inns/ResortsNot considered high-risk
5722 Household Appliance StoresNot considered high-risk
5085 Industrial Supplies (Not Elsewhere Classified)Not considered high-risk
7375 Information Retrieval ServicesNot considered high-risk
6399 Insurance - DefaultNot considered high-risk
6300 Insurance Underwriting, PremiumsNot considered high-risk
9950 Intra-Company PurchasesNot considered high-risk
5944 Jewelry Stores, Watches, Clocks, and Silverware StoresNot considered high-risk
780 Landscaping ServicesNot considered high-risk
7211 Laundries Not considered high-risk
7210 Laundry, Cleaning ServicesNot considered high-risk
8111 Legal Services, AttorneysNot considered high-risk
5948 Luggage and Leather Goods StoresNot considered high-risk
5211 Lumber, Building Materials StoresNot considered high-risk
6010 Manual Cash DisburseNot considered high-risk
4468 Marinas, Service and SuppliesNot considered high-risk
1740 Masonry, Stonework, and PlasterNot considered high-risk
7297 Massage ParlorsNot considered high-risk
8071 Medical and Dental LabsNot considered high-risk
8099 Medical Services Not considered high-risk
5047 Medical, Dental, Ophthalmic, and Hospital Equipment and SuppliesNot considered high-risk
8699 Membership OrganizationsNot considered high-risk
5611 Men’s and Boy’s Clothing and Accessories StoresNot considered high-risk
5691 Men’s, Women’s Clothing StoresNot considered high-risk
5051 Metal Service CentersNot considered high-risk
5699 Miscellaneous Apparel and Accessory ShopsNot considered high-risk
5599 Miscellaneous Auto Dealers Not considered high-risk
7399 Miscellaneous Business Services Not considered high-risk
5499 Miscellaneous Food Stores - Convenience Stores and Specialty MarketsNot considered high-risk
5399 Miscellaneous General MerchandiseNot considered high-risk
7299 Miscellaneous General ServicesNot considered high-risk
5719 Miscellaneous Home Furnishing Specialty StoresNot considered high-risk
2741 Miscellaneous Publishing and PrintingNot considered high-risk
7999 Miscellaneous Recreation ServicesNot considered high-risk
7699 Miscellaneous Repair ShopsNot considered high-risk
5999 Miscellaneous Specialty RetailNot considered high-risk
5271 Mobile Home DealersNot considered high-risk
7832 Motion Picture TheatersNot considered high-risk
4214 Motor Freight Carriers and Trucking - Local and Long Distance, Moving and Storage Companies, and Local Delivery ServicesNot considered high-risk
5592 Motor Homes DealersNot considered high-risk
5013 Motor Vehicle Supplies and New PartsNot considered high-risk
5571 Motorcycle Shops and DealersNot considered high-risk
5561 Motorcycle Shops, DealersNot considered high-risk
5733 Music Stores-Musical Instruments, Pianos, and Sheet MusicNot considered high-risk
5994 News Dealers and NewsstandsNot considered high-risk
6051 Non-FI, Money OrdersNot considered high-risk
5199 Nondurable Goods (Not Elsewhere Classified)Not considered high-risk
5261 Nurseries, Lawn and Garden Supply StoresNot considered high-risk
8050 Nursing/Personal Care Not considered high-risk
5021 Office and Commercial FurnitureNot considered high-risk
8043 Opticians, EyeglassesNot considered high-risk
8042 Optometrists, OphthalmologistNot considered high-risk
5976 Orthopedic Goods - Prosthetic DevicesNot considered high-risk
8031 OsteopathsNot considered high-risk
5921 Package Stores-Beer, Wine, and LiquorNot considered high-risk
5198 Paints, Varnishes, and SuppliesNot considered high-risk
7523 Parking Lots, GaragesNot considered high-risk
4112 Passenger RailwaysNot considered high-risk
5933 Pawn ShopsNot considered high-risk
5995 Pet Shops, Pet Food, and SuppliesNot considered high-risk
5172 Petroleum and Petroleum ProductsNot considered high-risk
7395 Photo DevelopingNot considered high-risk
7221 Photographic StudiosNot considered high-risk
5044 Photographic, Photocopy, Microfilm Equipment, and SuppliesNot considered high-risk
7829 Picture/Video ProductionNot considered high-risk
5131 Piece Goods, Notions, and Other Dry GoodsNot considered high-risk
5074 Plumbing, Heating Equipment, and SuppliesNot considered high-risk
8651 Political OrganizationsNot considered high-risk
9402 Postal Services - Government OnlyNot considered high-risk
5094 Precious Stones and Metals, Watches and JewelryNot considered high-risk
8999 Professional ServicesNot considered high-risk
4225 Public Warehousing and Storage - Farm Products, Refrigerated Goods, Household Goods, and StorageNot considered high-risk
7338 Quick Copy, Repro, and BlueprintNot considered high-risk
4011 RailroadsNot considered high-risk
6513 Real Estate Agents and Managers - RentalsNot considered high-risk
5735 Record StoresNot considered high-risk
7519 Recreational Vehicle RentalsNot considered high-risk
5973 Religious Goods StoresNot considered high-risk
8661 Religious OrganizationsNot considered high-risk
1761 Roofing/Siding, Sheet MetalNot considered high-risk
7339 Secretarial Support ServicesNot considered high-risk
6211 Security Brokers/DealersNot considered high-risk
5541 Service Stations Not considered high-risk
5949 Sewing, Needlework, Fabric, and Piece Goods StoresNot considered high-risk
7251 Shoe Repair/Hat CleaningNot considered high-risk
5661 Shoe StoresNot considered high-risk
7629 Small Appliance RepairNot considered high-risk
5598 Snowmobile DealersNot considered high-risk
1799 Special Trade ContractorsNot considered high-risk
2842 Specialty CleaningNot considered high-risk
5941 Sporting Goods StoresNot considered high-risk
7032 Sporting/Recreation CampsNot considered high-risk
5655 Sports and Riding Apparel StoresNot considered high-risk
7941 Sports Clubs/FieldsNot considered high-risk
5972 Stamp and Coin StoresNot considered high-risk
5111 Stationary, Office Supplies, Printing and Writing PaperNot considered high-risk
5943 Stationery Stores, Office, and School Supply StoresNot considered high-risk
5996 Swimming Pools SalesNot considered high-risk
5697 Tailors, AlterationsNot considered high-risk
9311 Tax Payments - Government AgenciesNot considered high-risk
7276 Tax Preparation ServicesNot considered high-risk
4121 Taxicabs/LimousinesNot considered high-risk
4812 Telecommunication Equipment and Telephone SalesThis is a 'high-risk' MCC
4814 Telecommunication ServicesThis is a 'high-risk' MCC
4821 Telegraph ServicesNot considered high-risk
5998 Tent and Awning ShopsNot considered high-risk
8734 Testing LaboratoriesNot considered high-risk
7922 Theatrical Ticket AgenciesNot considered high-risk
7012 TimesharesThis is a 'high-risk' MCC
7534 Tire Retreading and RepairNot considered high-risk
4784 Tolls/Bridge FeesNot considered high-risk
7991 Tourist Attractions and ExhibitsNot considered high-risk
7549 Towing ServicesNot considered high-risk
7033 Trailer Parks, CampgroundsNot considered high-risk
4789 Transportation Services (Not Elsewhere Classified)Not considered high-risk
4722 Travel Agencies, Tour OperatorsThis is a 'high-risk' MCC
7511 Truck StopNot considered high-risk
7513 Truck/Utility Trailer RentalsNot considered high-risk
4723 TUI Travel - GermanyNot considered high-risk
2791 Typesetting, Plate Making, and Related ServicesNot considered high-risk
5978 Typewriter StoresNot considered high-risk
9405 U.S. Federal Government Agencies or DepartmentsNot considered high-risk
5137 Uniforms, Commercial ClothingNot considered high-risk
5931 Used Merchandise and Secondhand StoresNot considered high-risk
4900 Utilities Not considered high-risk
5331 Variety StoresNot considered high-risk
742 Veterinary ServicesNot considered high-risk
7993 Video Amusement Game SuppliesNot considered high-risk
7994 Video Game ArcadesThis is a 'high-risk' MCC
7841 Video Tape Rental StoresThis is a 'high-risk' MCC
8249 Vocational/Trade SchoolsNot considered high-risk
7631 Watch/Jewelry RepairNot considered high-risk
7692 Welding RepairNot considered high-risk
5300 Wholesale ClubsNot considered high-risk
5698 Wig and Toupee StoresNot considered high-risk
4829 Wires, Money OrdersNot considered high-risk
5631 Women’s Accessory and Specialty ShopsNot considered high-risk
5621 Women’s Ready-To-Wear StoresNot considered high-risk
5935 Wrecking and Salvage YardsNot considered high-risk